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Useful Tables

Table 1: Estimate your future costs (See "Paying for a House")

Table 2: What is your debt-to-income ratio? (See "Paying for a House")

Table 3: How much equity do you have in your home? (See "Home Equity Loans")

Table 4: How much money can you borrow? (See "Home Equity Loans")

Table 5: Home Equity Loan Comparison (See "Home Equity Loans")

Table 6: Maintenance Check List (See "Home Maintenance")

Table 7: Comparison of Refinancing Costs (See "Refinancing Your Mortgage")

Table 8: Homeowner’s Insurance Consumer Quote Guide (See "Saving Insurance Dollars")

Table 9: How $10.00 A Month Will Grow

The table can be used to find out how long it will take to reach your financial goals. It shows the growth of monthly $10 deposits invested at various interest rates. Put aside $10 a month for five years at 10%, for example, and you'll have $781--the figure at the intersection of the year five and 10% interest columns. If you can invest $50 each month, you will have five times $781, or $3,905.

Adapted from: "How To Save $1,000 Or More A Year," Denise M. Matejic, Rutgers Cooperative Extension Service

Table 10: You Can Save $$ When You Don’t Have a Dime to Spare

Pay yourself first (saving) is sound financial advice. For some of us, it seems impossible to save a chunk of our income. But where does our money go? Sometimes we spend small amounts daily, weekly or monthly without thinking. See how small things add up.

Susan Taylor, Extension Educator, Consumer & Family Economics

Table 11: Comparison Shopping for Homeowner’s Insurance