Putting realistic, attainable goals in writing will help crystallize your thoughts about what you want your money to do for you in retirement. The more specific you can make your goals, the more likely you are to be committed to them. Your goals may change, and that's all right.

Take a few minutes now to think ahead, prioritize your goals, and complete the Looking Ahead to Retirement worksheet. You may wish to review your goals each year when you complete your annual review.